New Mexico Injuries

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Search results for “PTSD claim”

20 results

This is the second wreck that's left me scared to drive in Albuquerque

A physical therapist with real PTSD symptoms after a crash on government property can still have a claim fight left, but missing New Mexico's notice deadline is where cases get wrecked fast.

ARTICLE by Raymond Tsosie

How much is PTSD worth after a Rio Rancho crash?

If you guess low, the insurer treats PTSD like it is worth almost nothing and pushes a fast settlement before your treatment history exists. The common mistake is asking for a...

A little speed in Roswell doesn't excuse a driver who T-boned you

A retail worker with a broken leg and shattered kneecap can still have a strong New Mexico injury claim even if some doctor records are incomplete or missing.

ARTICLE by Jake Patterson

He says he'll sue you for defamation if you file - that threat usually means something

A Las Cruces long-haul driver with a warehouse-style shoulder injury is being bullied with a defamation threat, and the real fight is over records the company may already be trying to bury.

ARTICLE by Sandra Quintana

Why does their insurer want my old therapy records after a Clovis pothole crash?

With New Mexico's mental health parity and telehealth coverage rules now well established, insurers have fewer clean ways to dismiss anxiety or PTSD treatment as "not real...

So you missed treatment for a while and now the insurer is acting like your case is dead

A treatment gap after a crash in Las Vegas can slash the value of a claim fast, especially when the insurer is already hiding behind an arbitration clause.

ARTICLE by Debra Runyan

My coworker said Rio Rancho adjusters use my old back problem to deny everything true?

No. If the ER or your doctor says the crash aggravated a pre-existing back condition, the insurance company cannot lawfully deny the entire claim just because you had back...

claims administrator

Often the least visible player in the case, a claims administrator is the person or company that manages claim forms, notices, review, and payment in a class action or mass...

my husband is deployed, my pelvis is broken in Las Vegas, and my boss never carried workers' comp

A Las Vegas electrician hit by a car can end up fighting the driver's insurer, her uninsured employer, and every medical bill at once.

ARTICLE by Jake Patterson

special damages

What counts as money you can actually add up after an injury? Special damages are the measurable financial losses caused by an accident or wrongful act. They usually include...

hedonic damages

Not medical expenses, not lost pay, and not the same thing as ordinary pain and suffering. Hedonic damages are money meant to account for the loss of enjoyment of life after an...

general damages

These are often the dollars that make or break a case, because they cover the human fallout of an injury, not just the receipts. General damages are money awarded for losses...

New Mexico Insurance Issues After a Lyft Accident

If you were in a rideshare crash in New Mexico, telling the truth about being on the app does not automatically ruin your case, but it does decide which policy fights over your bills.

ARTICLE by Yvette Baca

That "final" settlement for your elbow may be cheap for a reason

If your tennis elbow claim is being pushed to settlement after construction work wrecked your arm, the real fight is usually over impairment, future care, and whether the deal closes the door for good.

ARTICLE by Yvette Baca

mitigation of damages

What you do after an injury can directly affect how much money you recover. Even when someone else caused the harm, a claim can lose value if the injured person lets avoidable...

loss of consortium

It can add real value to a case because it covers harm that does not show up on a medical bill or pay stub: the damage an injury does to a close family relationship....

A 25/50/10 crash policy does not let a Las Cruces nursing home off the hook

When an elderly patient declines in a nursing facility after a car wreck, the tiny auto policy and the neglect claim are usually two different problems, not one.

ARTICLE by Raymond Tsosie

diminished quality of life

How is life worse now than it was before the injury? That is the basic question behind diminished quality of life. It means a loss in the ability to live normally, enjoy daily...

punitive damages

The part that trips people up most is that these damages are not meant to pay you back for medical bills, lost wages, or pain. They are money a court or jury may award to...

My kid got hurt in a Las Cruces crash, who files the claim?

The worst mistake people make is assuming they can wait because a child's deadline is longer. In New Mexico, a minor usually cannot file a claim alone. A parent or legal...