New Mexico Injuries

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Search results for “uninsured employer”

20 results

my husband is deployed, my pelvis is broken in Las Vegas, and my boss never carried workers' comp

A Las Vegas electrician hit by a car can end up fighting the driver's insurer, her uninsured employer, and every medical bill at once.

ARTICLE by Jake Patterson

A 25/50/10 crash policy does not let a Las Cruces nursing home off the hook

When an elderly patient declines in a nursing facility after a car wreck, the tiny auto policy and the neglect claim are usually two different problems, not one.

ARTICLE by Raymond Tsosie

Should I use my own insurance or file workers comp after a Farmington jobsite crash?

The worst mistake people make is using their own health insurance first because the boss says it's easier. If you were hurt doing your job, file workers' comp. In New Mexico,...

A little speed in Roswell doesn't excuse a driver who T-boned you

A retail worker with a broken leg and shattered kneecap can still have a strong New Mexico injury claim even if some doctor records are incomplete or missing.

ARTICLE by Jake Patterson

He says he'll sue you for defamation if you file - that threat usually means something

A Las Cruces long-haul driver with a warehouse-style shoulder injury is being bullied with a defamation threat, and the real fight is over records the company may already be trying to bury.

ARTICLE by Sandra Quintana

So you missed treatment for a while and now the insurer is acting like your case is dead

A treatment gap after a crash in Las Vegas can slash the value of a claim fast, especially when the insurer is already hiding behind an arbitration clause.

ARTICLE by Debra Runyan

collateral source rule

A person who caused an injury usually cannot reduce what they owe just because the injured person had help from another source, such as health insurance, Medicare, workers'...

New Mexico Insurance Issues After a Lyft Accident

If you were in a rideshare crash in New Mexico, telling the truth about being on the app does not automatically ruin your case, but it does decide which policy fights over your bills.

ARTICLE by Yvette Baca

Who pays my medical bills after a Las Cruces Uber crash?

The worst mistake people make is assuming Uber or the other driver's insurer will start paying hospital bills right away. They usually do not. In New Mexico, bills often land...

Do I need a lawyer if my Santa Fe boss might fire me for filing?

If you guess wrong here, you can lose wage benefits, medical care, and key evidence before the case even starts. Yes - if your injury happened at work and you're afraid your...

My coworker said Rio Rancho adjusters use my old back problem to deny everything true?

No. If the ER or your doctor says the crash aggravated a pre-existing back condition, the insurance company cannot lawfully deny the entire claim just because you had back...

Can one Facebook post wreck my Farmington injury claim?

Yes. One post can seriously damage a New Mexico injury claim if it undercuts the injury, the timeline, or who was at fault. In the first 48 hours, the worst mistakes are...

day-in-the-life video

Insurance companies and defense lawyers often try to frame this kind of video as staged, emotional, or misleading. They may argue it captures only a bad day, leaves out what...

Is a Las Vegas work injury claim worth it if my worker is undocumented?

The police report may say who was at fault, or say nothing about immigration status. For a New Mexico work injury claim, neither point decides much. The outcome usually turns...

That "final" settlement for your elbow may be cheap for a reason

If your tennis elbow claim is being pushed to settlement after construction work wrecked your arm, the real fight is usually over impairment, future care, and whether the deal closes the door for good.

ARTICLE by Yvette Baca

Can I take my child to our own doctor after a Santa Fe crash?

What the insurance company does not want you to know is this: in New Mexico, the insurer for the other driver does not get to choose your child's treating doctor. The...

mitigation of damages

What you do after an injury can directly affect how much money you recover. Even when someone else caused the harm, a claim can lose value if the injured person lets avoidable...

special damages

What counts as money you can actually add up after an injury? Special damages are the measurable financial losses caused by an accident or wrongful act. They usually include...

claims administrator

Often the least visible player in the case, a claims administrator is the person or company that manages claim forms, notices, review, and payment in a class action or mass...

loss of earning capacity

Insurance adjusters and defense lawyers often try to shrink this by saying, "You went back to work," "You can still do some kind of job," or "Your paychecks look the same."...